Personal Finance

credit report
Jan 28th, 2015

How to Read Your Credit Report

Ed note: As you start a new financial year, it’s best to do some housekeeping. Don’t worry; it doesn’t involve vacuums or brooms. Check your credit report for accuracy and to get a look at your financial health. Charmaine Ng from Credit Karma explains how to decipher the information. With so much attention focused on […]

fraud
Jan 27th, 2015

Tax Identity Theft – How to Protect Yourself

It’s Tax Identity Theft Awareness Week. Why does it need its own week? Unfortunately it is an ever-growing problem. The IRS initiated 1,063 investigations into tax identity fraud in 2014. The Treasury Department reported that IRS received 1,841,144 returns in 2012 involving identity theft. Tax identity theft occurs when someone takes your personal information and […]

advice
Jan 15th, 2015

Valuing whether cash bonuses are worth the time

Ed note: We always want more money, right? David Ning is here to help you determine which opportunities you should take advantage of to make a little more cash, and what to do with the money to maximize the value. A new opportunity to earn cash seems to pop up daily these days, but most […]

budget
Jan 14th, 2015

How to Make Habits, Not Resolutions, This Year

Ed note: Do you feel like you are losing steam with your resolutions already? Studies show that people start to drop out at the two-week mark. So we wanted to help you out. Before you lose all your motivation, take these steps to create good financial habits that will last all year long – minimal […]

1040
Dec 23rd, 2014

Year-End Financial Moves That Also Benefit Your Tax Return

It’s the end of the year, but it’s not too late to make some important financial moves. On the plus side, these changes have some related tax benefits. Leer en español. First, use H&R Block’s tax calculator to estimate what you may owe at tax time – or how much could be coming back to you in […]

credit
Dec 19th, 2014

The Credit Score Catch-22

Ed note: Think the only way to build credit is with a credit card? Think again. We all have to start somewhere. Here’s how to get on the right financial track, even without that piece of plastic in your pocket. Leer en español. For young adults, it represents the classic chicken-egg scenario. You want (and need) […]