Personal Finance

debts
Apr 17th, 2014

Smart Ways to Spend Your Tax Return

Ed note: For many Americans, a tax refund is their largest single financial transaction in a year. So what you do with that money can be very important. Contributor Carrie Smith looks at some of the most common, and some of the best, ways to spend it. Leer en español. Have you filed your taxes and […]

bankruptcy
Apr 8th, 2014

Impulse Buys – What to Know

Ed note: Whether they are big or small, impulse buys can have an effect on your budget and personal wellbeing. Contributor Ginger of Girls Just Wanna Have Funds explains.  Who doesn’t like a little retail therapy after a bad day, or even a good one? But what happens when that therapy veers into being a […]

Apr 5th, 2014

Creating trusted partnerships to help serve the Latino Community

H&R Block and the Hispanic Access Foundation provide free tax workshops in select communities through an alliance created to help educate the Latino community about the importance of submitting tax returns and to provide tools that help avoid fraud and misinformation. (Leer en español.) Since 2010, the campaign “Prepare Yourself for a Better Future” has […]

credit cards
Apr 3rd, 2014

Test Your Financial Literacy [QUIZ]

April is Financial Literacy Month. This topic is obviously very close to our hearts since Block Talk focuses on sharing actionable financial knowledge and works to help simplify your financial life. Some of the key financial issues everyone encounters are: where to spend, how much to save, how to use credit and filing taxes. We’ve […]

budgeting
Mar 25th, 2014

How to Build a Summer Spending Account

Ed note: Ah, summer. If you are fantasizing about lounging by the pool or shipping the kids off to summer camp, remember that those things don’t come for free. (Darn.) Contributor David Ning has some great advice for financially planning for these things now so you can really enjoy the season. Leer en español.  The frozen […]

baseball
Mar 17th, 2014

Spring Training for Your Wallet

Ed note: Baseball’s spring training is in full swing. While Major Leaguers tune up for the season, it’s as good a time as any to get your finances into shape – plus, you can do it inside which may be necessary while you wait for the real spring to arrive. There’s nothing like the optimism […]