Personal Finance

emerald advance
Nov 3rd, 2014

Be Financially Prepared with the Emerald Advance® Line of Credit

It’s a wonderful time of year! The most wonderful, some would say. But on top of fun and food, there may also be new coats and boots for the kids, winter maintenance for the cars and frozen water pipes to deal with too. It’s the time of year to always be prepared. That’s why we […]

Oct 16th, 2014

Why Should You Use a 401(k)?

Ed note: You can save for retirement. Or buy that new TV right now. Much of financial planning is about keeping your sights on the long game instead of immediate gratification. It’s not easy, but Ben Edwards is here with some great reasons that kind of thinking will pay off. Leer en español. You may […]

Oct 15th, 2014

What is a 401(k)?

At its core, a 401(k) an investment tool for retirement. It is a type of plan called a “defined contribution plan.” Leer en español. You put money into an account that is then invested in stocks, bonds, money market accounts and more. You work with a company – like Fidelity Investments or Vanguard – to […]

Budget Challenge
Oct 2nd, 2014

Financial Literacy and Education, By the Numbers [INFOGRAPHIC]

Where are your kids learning about money? Whether it’s budgeting, credit cards or taxes, they are most likely learning about financial topics from you – their parent. In fact, 75% of high schoolers have said most of their money knowledge comes from their parents. Now the big question. What are you teaching them? We look […]

Sep 22nd, 2014

4 Money Conversations to Have Before You Get Married

Ed note: Money is one of those things you may have been told you aren’t “supposed” to talk about – right up there with religion and politics. However, it’s one of the most important discussions you need to have before getting married. Erin Huffstetler has a step-by-step guide to help you out. Leer en español. Money […]

Aug 22nd, 2014

Emerald Card Myths Busted

What do you think of when you hear “prepaid debit card?” Maybe you think it’s just for teenagers. Or that it isn’t any different from a credit card. Maybe you have no idea what it is at all! Leer en español. Prepaid cards can be useful financial tools for anyone. They help prevent overdrafts and […]