Tag: Personal Finance

Budget Challenge Winner Gets Surprise Check Presentation

You don’t win a personal finance challenge without making hard decisions: Get a full cable package or put more in emergency savings? Maximize your retirement contribution or take a fancy vacation? Being prepared for unexpected financial surprises often means making the practical choice instead of the fun one. Sean Lawrence understands that intuitively. He’s 17 […]

Move Home or Move On

Ed note: Moving back home may come with emotional baggage. But when it comes to making a decision about your finances, you have to think rationally. Put aside your feelings and use this impartial calculation to help determine whether it’s best to move back into your parents’ house or strike out on your own. If […]

3 Types of Insurance You May Not Have — But Should Consider

Ed note: Insurance can be a useful tool, but with so many different kinds of insurance, it’s difficult to know what you need or not. Betterment has identified three types of insurance that you may have overlooked but are worth spending money on.  Scan a hospital bill for the cost breakdown for services. The difference […]

Introducing Your Teen to Credit

Ed note: I rarely use cash. It drives my parents crazy. But the truth is, I just find credit cards easier. However, lately I’ve been thinking that my young daughter may only see me use credit cards without truly understanding what all it entails. Miranda Marquit is a few years ahead of me here and […]

Top 5 Credit Myths

Ed note: There’s a lot of “common knowledge” that isn’t good knowledge. It is a misconception or myth that keeps getting repeated. There are several of these misconceptions we wanted to clear up regarding credit. Leer en español. Have you ever made a decision you thought was smart but it ended up hurting you? For […]

Tips to Teach Your Kids About Earning, Saving and Spending Money

Ed note: Whether your child is 5 or 15, there are things you could be discussing about money. Stumped as to what to talk about? Jeannette Kaplun has a few great ideas for every age and stage. Leer en español. Money is often a difficult topic to talk about, especially with our children. However, it’s essential […]

Making the Most of Paying Taxes

Ed note: If you owe back taxes to the federal government, you hopefully know that the IRS offers several options when it comes to paying them. Here, we’ll dig into paying back taxes with a credit card with Jason Steele. It may surprise you to learn that there are some benefits to using this method. […]

It’s Not Personal, It’s Business! Why You Need Separate Finances

Ed note: Financial management can be a pain when it comes to just your personal accounts. Now imagine mixing up your business expenses with your every day spending. It’s a recipe for a headache, especially at tax time. Here are some of the most important reasons you need to set up separate systems for success. […]

Top Six Questions To Ask A Financial Advisor

Ed note: I don’t know about you, but I get a little confused by our finances sometimes. So if I’m confused, how do I know if a financial planner is truly helping me out? It can be tough to know who will do a good job. That’s why we’ve asked Neal Frankle to help interpret […]

7 Financial Planning Tips for Single Parents

Ed note: Sometimes life changes are happy – new marriage, new baby – and sometimes they are difficult. If you’ve recently become a single parent, whether due to death, divorce or choice, you may have questions or worries about your financial situation. Here are a few things to consider. Leer en español. Single parents have […]