Tag: Personal Finance

The Credit Score Catch-22

Ed note: Think the only way to build credit is with a credit card? Think again. We all have to start somewhere. Here’s how to get on the right financial track, even without that piece of plastic in your pocket. Leer en español. For young adults, it represents the classic chicken-egg scenario. You want (and need) […]

Four decisions about money that had big time impact on our marriage

Ed note: We’ve talked about it before – marriage and managing money doesn’t always come easy. Here’s the way it went down for one couple. Plus, the amazing successes they have had as a result of their hard work. Early in our marriage my wife Carrie and I made four decisions about money. These decisions […]

Why Should You Use a 401(k)?

Ed note: You can save for retirement. Or buy that new TV right now. Much of financial planning is about keeping your sights on the long game instead of immediate gratification. It’s not easy, but Ben Edwards is here with some great reasons that kind of thinking will pay off. Leer en español. You may […]

Retirement Savings for the Self-Employed, Explained

Ed note: Saving for retirement can be daunting. Saving for retirement without a company-sponsored plan can seem impossible. There are several options out there, but you’ll have to decide what works best for you.  Leer en español. When you are self-employed, your retirement options may seem confusing. Without a company 401(k) or pension plan to […]

Hispanic College Students: Knowing the challenges and learning how to overcome them

Ed note: The debt associated with higher education has been getting more and more attention. We know there are many ways to fund your education but wanted to dig into some of the unique and specific resources available to Latinos. Leer en español. A recent study by the PEW Hispanic Research Center shows that Hispanic […]

Summer Reading: Five Personal Finance Books You Must Read in Your 20s

Ed note: Relaxing on the beach with a good book – now doesn’t that sound nice? It would be even better if that book could benefit your finances all year round. Luckily, Ben Edwards has some great suggestions for light summer reading that will also provide you clear benefits. If you do nothing else this […]

Teach Your Kids About Money (They’ll Thank You Later)

Ed note: Money can be a tough subject. In some families it is taboo. Other times it is just too abstract. Here, Kate Ashford outlines a few fun and concrete ways to talk about finances with your children. Leer en español. As parents, we pass a lot of wisdom on to our children, but we seem […]

Test Your Financial Literacy [QUIZ]

April is Financial Literacy Month. This topic is obviously very close to our hearts since Block Talk focuses on sharing actionable financial knowledge and works to help simplify your financial life. Some of the key financial issues everyone encounters are: where to spend, how much to save, how to use credit and filing taxes. We’ve […]

In Your Late 20s? Here’s Where Your Finances Should Be

Ed note: When it comes to money in your 20s, you may just be thinking: how do I get more? Meg Favreau of Wisebread tackles realistic ways to manage your finances and get on the path to success. Leer en español. If you’re in your mid-to-late 20s, it might feel like all personal finance information is […]

The Financial Prowess of Women [INFOGRAPHIC]

We continue to celebrate Women’s History Month with this look at finances from the female perspective – where we’ve been and where we are going. Click to view larger image Like this infographic? Use the code below to embed it on your site: Click image to see a larger version